Retirement Planning, Saving and Attitudes Survey

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Behavioural Economics Team of the Australian Government, 2021, "Retirement Planning, Saving and Attitudes Survey", https://doi.org/10.26193/SZ1ART, ADA Dataverse, V1

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Description	The Retirement Income Review was commissioned to 'establish a fact base of the current retirement income system' to improve the outcomes it delivers for Australians. This report contributed to the work of the Review by presenting results from an online survey about retirement planning, saving and attitudes. Specifically, the survey sought to answer questions under four broad themes: (1) Retirement expectations, and attitudes towards the 'retirement income system': When do people expect to retire? Do they expect to have a better lifestyle in retirement than their parents? Do they expect the Age Pension will still be available when they retire? If so, do they expect the Age Pension will maintain its current value? (2) Retirement planning and saving: How much do people plan for retirement generally? If they do, what factors do they consider regarding how much they will need, how much to save, and where to invest? (3) Voluntary superannuation contributions: How many people make voluntary contributions? How much do they contribute? And why? In particular, why don’t more people make more voluntary contributions? Are they aware of tax concessions? And how much do tax concessions influence decisions to make voluntary contributions? (4) Financial advice: Where do people get their advice? How does advice influence retirement saving decisions?
Subject	Social Sciences
Keyword	Australian studies, Capital, Investment, Savings, Wealth, Age factors, Retirement, Superannuation, Pensions
License/Data Use Agreement	Custom Dataset Terms

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	1. Data Dictionary - BETA Retirement Survey 2020.xlsx MS Excel Spreadsheet - 24.6 KB Published Jul 29, 2021 47 Downloads MD5: 3084d4c02b86da43216df1a23bf85563 BETA retirement survey data dictionary BETA Retirement SurveyData DictionaryDocumentation	Access File File Access Public Download Options MS Excel Spreadsheet Download Metadata Data File Citation EndNote XML RIS BibTeX
	1. Questionnaire - BETA Retirement Survey 2020.docx Unknown - 49.5 KB Published Jul 29, 2021 63 Downloads MD5: fe5faa7d4816cc0213565154c6110d23 BETA retirement survey questionnaire BETA Retirement SurveyDocumentationQuestionnaire	Access File File Access Public Download Options Original File Format Download Metadata Data File Citation EndNote XML RIS BibTeX
	1. Report - Retirement planning saving and attitudes.docx Unknown - 366.9 KB Published Jul 29, 2021 63 Downloads MD5: 6e9ab93b5f21ef9439017844340e11a6 BETA Retirement planning, saving and attitudes: survey report BETA Retirement SurveyDocumentationReport	Access File File Access Public Download Options Original File Format Download Metadata Data File Citation EndNote XML RIS BibTeX
	2. BETA Retirement Survey 2020.csv Comma Separated Values - 335.9 KB Published Jul 29, 2021 10 Downloads MD5: 12c0b928ffca21d75191e0f415ce538e BETA retirement survey data in csv format BETA Retirement SurveycsvData	Access File File Access Restricted Request Access Download Metadata Data File Citation EndNote XML RIS BibTeX
	2. BETA Retirement Survey 2020.dta Stata Binary - 1.4 MB Published Jul 29, 2021 8 Downloads MD5: deafa4c124ba324d6d379566dd3b6225 BETA retirement survey data in Stata version 14 format BETA Retirement SurveyDataStata	Access File File Access Restricted Request Access Download Metadata Data File Citation EndNote XML RIS BibTeX
	2. BETA Retirement Survey 2020.sav SPSS Binary - 206.4 KB Published Jul 29, 2021 8 Downloads MD5: 3e4c723a20ee747da229ecfc4d526ac3 BETA retirement survey data in SPSS format BETA Retirement SurveyDataSPSS	Access File File Access Restricted Request Access Download Metadata Data File Citation EndNote XML RIS BibTeX

Citation Metadata

Persistent Identifier	doi:10.26193/SZ1ART
Publication Date	2021-07-29
Title	Retirement Planning, Saving and Attitudes Survey
Subtitle	Behavioural Economics Team of the Australian Government
Alternative Title	BETA Retirement Survey 2020
Alternative URL	https://behaviouraleconomics.pmc.gov.au/projects/retirement-planning-saving-and-attitudes-survey-report
Other Identifier	Australian Data Archive: 100028
Author	Behavioural Economics Team of the Australian Government (Australian Government, Department of the Prime Minister and Cabinet)
Point of Contact	Use email button above to contact. Behavioural Economics Team of the Australian Government (BETA) (Australian Government, Department of the Prime Minister and Cabinet)
Description	The Retirement Income Review was commissioned to 'establish a fact base of the current retirement income system' to improve the outcomes it delivers for Australians. This report contributed to the work of the Review by presenting results from an online survey about retirement planning, saving and attitudes. Specifically, the survey sought to answer questions under four broad themes: (1) Retirement expectations, and attitudes towards the 'retirement income system': When do people expect to retire? Do they expect to have a better lifestyle in retirement than their parents? Do they expect the Age Pension will still be available when they retire? If so, do they expect the Age Pension will maintain its current value? (2) Retirement planning and saving: How much do people plan for retirement generally? If they do, what factors do they consider regarding how much they will need, how much to save, and where to invest? (3) Voluntary superannuation contributions: How many people make voluntary contributions? How much do they contribute? And why? In particular, why don’t more people make more voluntary contributions? Are they aware of tax concessions? And how much do tax concessions influence decisions to make voluntary contributions? (4) Financial advice: Where do people get their advice? How does advice influence retirement saving decisions?
Subject	Social Sciences
Keyword	Australian studies (APAIS) https://vocabularyserver.com/apais/index.php Capital (APAIS) Investment (APAIS) Savings (APAIS) Wealth (APAIS) Age factors (APAIS) Retirement (APAIS) Superannuation (APAIS) Pensions (APAIS)
Topic Classification	Household finance and financial literacy (ANZSRC FoR 2020) https://linked.data.gov.au/def/anzsrc-for/2020/350205 Consumer behaviour (ANZSRC FoR 2020) https://linked.data.gov.au/def/anzsrc-for/2020/350601 Family and household studies (ANZSRC FoR 2020) https://linked.data.gov.au/def/anzsrc-for/2020/440301
Language	English
Producer	Behavioural Economics Team of the Australian Government (Australian Government, Department of the Prime Minister and Cabinet) (BETA) https://behaviouraleconomics.pmc.gov.au/
Distributor	Australian Data Archive (Australian National University) (ADA) https://ada.edu.au
Deposit Date	2021-02-26
Time Period	Start Date: 2020-03-06 ; End Date: 2020-03-11
Date of Collection	Start Date: 2020-03-06 ; End Date: 2020-03-11
Data Type	Survey data, quantitative
Software	SPSS, Version: 24 Stata, Version: 14
Related Material	https://behaviouraleconomics.pmc.gov.au/projects/retirement-planning-saving-and-attitudes-survey-report

Geospatial Metadata

Geographic Coverage	Australia
Geographic Unit	State

Social Science and Humanities Metadata

Unit of Analysis	Individual
Universe	Australian residents who were currently working and had not yet retired at the time of the survey (March 2020).
Time Method	One-time cross-sectional study
Data Collector	Qualtrics
Sampling Procedure	Convenience sample. Qualtrics constructed a sample broadly matching our population of interest for gender, age, and State or Territory (although the female cohort skews younger, and our male cohort older, see the Demographics section for further details). Our sample was also roughly representative in terms of employee’s income. Self-employed respondents were oversampled.
Target Sample Size	1580
Collection Mode	Web-based self-completion
Weighting	The results presented are unweighted. Reweighted the analysis to address over-sampling produced results that were were largely unchanged.

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Our Community Norms as well as good scientific practices expect that proper credit is given via citation. Please use the data citation shown on the dataset page.

Custom terms specific to this dataset Custom Dataset Terms — the following Custom Dataset Terms have been defined for this dataset.

Conditions of use:

I acknowledge that:

4. Use of the material is solely at my risk and I indemnify the Australian Data Archive and its host institution, The Australian National University.

5. The Australian Data Archive and its host institution, The Australian National University, shall not be held liable for any breach of this undertaking.

6. The Australian Data Archive and its host institution, The Australian National University, shall not be held responsible for the accuracy and completeness of the material supplied.

In the first instance approval to release the data will be sought from BETA, the depositor, via the ADA on your behalf.

Confidentiality Declaration You have already completed and agreed to General Undertaking form from the Australian Data Archive.

Special Permissions A requirement to be an Australian citizen and affiliated with an Australian-based organisation.

Restrictions The depositor may be informed (by the archive) of use being made of the data, in order to comment on that use and make contact with colleagues of similar interests.

Citation Requirements All manuscripts based in whole or in part on these data should: (i) identify the data and original investigators by using the recommended bibliographic reference to the data file; (ii) acknowledge the Australian Data Archive and, where the data are made available through the Australian Data Archive by another archive, acknowledge that archive; (iii) declare that those who carried out the original analysis and collection of the data bear no responsibility for the further analysis or interpretation of them.

Depositor Requirements Data users are required to advise the depositor, Behavioural Economics Team of the Australian Government (BETA, Dept of the Prime Minister & Cabinet), in advance of any publication of results produced using this data. Once results have been published, data users are also required to email ADA with the bibliographic details and, where available, online links to any published work (including journal articles, books or book chapters, conference presentations, theses or any other publications or outputs) based wholly or in part on the material.

Disclaimer Use of the material is solely at the user's risk. The depositor, The Australian National University and the Australian Data Archive shall not be held responsible for the accuracy and completeness of the material supplied

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